N&B Mortgage

Created with Finnish banks, N&B Mortgage offers a financial solution that is safer, more flexbile and cheaper than a traditional housing company mortgage.

N&B Finance is flexible

Shortcut to a new home

Alternative financing to a housing company loan

The biggest investment decision of one's life requires a successful financing solution. N&B Mortgage adds flexibility to home buying by offering financing solutions alongside housing company loans.

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N&B Mortgage

The best way to finance your N&B Home

What exactly is N&B Mortgage?

N&B Financing is a secure and straightforward mortgage loan designed to finance the purchase of an N&B Home with exceptionally favorable terms compared to other financing instruments available in the market.

How does N&B Mortgage actually work?

N&B Mortgage is applied for the entire purchase price of the apartment, if needed. The financing works just like a regular mortgage, so you repay it according to the agreement with the bank.

Who do I sign the loan with?

The financing is applied for and the terms of your loan are agreed upon with our Finnish co-operative bank partner. Newil&Bau is not a party to your loan solution – we have only negotiated excellent terms specifically for our customers, applicable to N&B Homes.

10% down payment

With N&B Mortgage you need less initial equity to purchase an apartment

At the time of closing the deal, you only need to pay the down payment that you agree with N&B's Finnish partner bank, starting from 10% of the free-of-debt price. The final down payment amount is decided by the bank based on their consideration. If you are buying your first apartment, it is possible to get a down payment amount as low as 5%.

Try out with our calculator what kind of a loan you could get (login required).

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N&B Mortgage benefits

Challenging the traditional housing company mortgage

N&B Mortgage offers these benefits when compared to a traditional housing company mortgage:

  • Lower down payment, starting from 10%
  • Even lover, 5 % down payment for first time home buyers
  • Low monthly instalment thanks to a loan period of up to 30 years
  • Flexible monthly installments due to repayment-free periods
  • Competitive margin

N&B Finance is easy to apply

Map out your opportunities

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Have you set your sight on a certain N&B home? Do you want to find out what kind of loan you would be eligible for? Request a preliminary quote from the bank using the form below.

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Do you need more information bout N&B Mortgage?

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